Benefits of Axis Credit Card:
- Choose from multiple credit cards to suit your lifestyle
- Complimentary airport lounge access (some variants)
- Exciting rewards and cashback benefits
- Refer FAQ for card specific additional benefits
Eligibility:
- Age: 21-60 years
- Customers with good CIBIL score
- Self employed customers with zero cibil score i.e. no credit history are not eligible
- Salaried with good cibil score – income above 15,000 per month
- Salaried with zero cibil score – income above 25,000 per month
- Self employed with good cibil score – income above 30,000 per month
- Self employed with zero cibil score i.e. no credit history – not allowed
- Documents required – PAN, Aadhaar, Income proof
How to Apply?
- Click on the apply now button and it redirects to a page where you should fill your basic details
- Then you will be redirected to partner Indialends site, where you can select your choice of card and complete the application process.
- For some of the applications you will be redirected to Axis bank’s credit card application page, where you are required to complete the application process.
- You need to upload the required documents and complete video KYC in 72 hours
- In some cases, bank executive may visit the customer for income document collection & biometric KYC
- Once the KYC is completed, your card will be dispatched to the given address
Terms & Conditions:
- You should have a good bureau record with no negative remarks / no settlement / no payment miss
- Customers with no past credit history i.e. 0 cibil score are eligible if you are salaried and monthly income above Rs.25,000.
- Based on the customer’s eligibility and selected card type, you may be required to upload additional documents like – last three month’s bank account statement, Income tax return statement and latest credit card statement.
- You must activate your card by making a transaction within 20 days from card approval date.
Not eligible for Axis credit card, Don’t worry. To apply for the other cards CLICK HERE