IDFC First Bank Credit Card

Benefits of IDFC FIRST Bank Credit Card:

1. Lifetime free credit card.
2. Super saver interest rate from 0.75% – 3.5% per month.
3. Reward points.
   • 6X rewards on online spends
   • 10X rewards on monthly spends above Rs.20,000.
   • No expiry
   • Shop using rward points
   • 10X rewards on all birthday spends.
4. Additional benefits
   • 25% off at movie tickets once a month (via PayTM)
   • Free road side assistance worth Rs. 1499
   • Up to 20% discount across 1500 restaurants.
5. Insurance protection: Personal accident cover, Lost card liability cover.

Eligibility for IDFC FIRST Bank Credit Card:

1. Salaried Individuals – 21 to 60 years; Self Employed – 25 to 65 years.
2. Monthly income – More than Rs. 30,000.
3. Owners of other bank’s credit card with limit above Rs. 50,000.
4. Credit Score – Above 710 with clean past record.
5. Available for residents of all major parts of India.
6. Existing customers of IDFC FIRST bank are not eligible

Note: If you are not eligible don’t worry. To try other banks CLICK HERE

How to apply IDFC FIRST Bank Credit Card?

1. Click on apply Now Button.
2. Enter the basic details
3. You will be redirected to IDFC first Bank credit card application page, where you are required to complete the process
4. You will be required to complete a video KYC process, where a bank executive will confirm your details and will capture your photo and PAN card.

Terms And Conditions:

1. Customers should have a valid PAN and Aadhar card.
2. Credit score should be above 710 and you should have a clean bureau with no negative remarks / no settlement / no payment miss.
3. Based on your eligibility and selected card type, you may required to upload additional documents.

Note: If you are not eligible don’t worry. To try other banks CLICK HERE